To start the loan pre-approval process, complete the attached application with your full name, date of birth, SSN, home address, employment information and a brief overview of your income/assets. 

 Click Here For a Pre-Approval Application

After completing the application, you can email directly to our preferred lenders, Carter Scott and Thad Wise, with Bank of America.  You can also send via e-fax to (866) 774-4715 or (866) 923-4997.  After review, Carter or Thad will contact you to discuss loan products, interest rates, monthly payments, and your maximum loan amount/price range.  This process is free and only takes minutes!  If you prefer to provide your info over the phone, contact Carter, (703) 725-9041 cell, or Thad, (703) 350-1733 cell, directly.

Introducing the Scott/Wise Team

Over the years, we have been approached by numerous lenders and mortgage advisors for our referral business.  However, since 2005 Carter Scott and Thad Wise have been the Cook and Zook Team's preferred lenders.  Their flexible terms and competitive interest rates, their consultative approach, and most importantly, their commitment to integrity is the reason we do not hesitate to refer them business.  Working with one of the leaders in the mortgage industry, Bank of America, is great for our clients, too!




Carter has spent over 15 years in Northern Virginia, attending Oakton High School and later completing his bachelor's degree at George Mason University.  After graduating from George Mason, he began his career in the mortgage industry.  Carter lives in Arlington, VA.  Thad grew up on the Eastern Shore of Maryland and graduated from James Madison University with a degree in Finance.  After living in Atlanta, GA, for several years, he returned to Northern Virginia in 2005.  Thad currently resides in Arlington, VA, with his wife Lisa.  Working together, Carter and Thad have a combined 10 years of experience in the industry, and collectively they have helped over 1,200 clients secure home financing.  The Scott/Wise Team specializes in all aspects of home financing, including but not limited to: 

• Purchase Transactions
• Conventional Financing
  
• VA/FHA Government Loans
• First-Time Homebuyers
• "Jumbo" Financing
• Construction Financing
• Doctor Loans
• Cash-Out/Rate Term Refinances
• Police, Teachers, Firefighters, and Medical Worker Loans
• Banking Relationships